NOTICE PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE ACCESSING OR USING THE FINANCIAL SERVICES (“SERVICES”) PROVIDED BY  BADGER MOUNTAIN MORTGAGE, INC. BY ACCESSING OR USING THIS WEB SITE (“SITE”) AND/OR THE SERVICES PROVIDED THROUGH THE SITE, YOU ARE ENTERING INTO AND AGREEING TO BE BOUND BY (I) THESE TERMS AND CONDITIONS; (II) THE TERMS AND CONDITIONS SET FORTH IN THE PRIVACY POLICY AND THE TERMS AND CONDITIONS OF ANY SUPPLEMENTAL PRIVACY POLICIES OR TERMS AND CONDITIONS APPLICABLE TO ANY SERVICES THAT YOU USE AND/OR FOR WHICH YOU REGISTER, IN EACH CASE, AS UPDATED FROM TIME TO TIME (COLLECTIVELY, THIS “AGREEMENT”). IF YOU DO NOT AGREE TO THE TERMS OF THIS AGREEMENT, YOU MAY NOT ACCESS OR USE THIS SITE OR ITS SERVICES.

As used in these Terms and Conditions, the terms “we,” “us,” and “our” refer collectively to Badger and the word “you” refers to you individually and, if you are using the Site on behalf of your company, your company.

AVAILABILITY TO NON-U.S. RESIDENTS

This Site is published in the United States. It is only directed at and approved for distribution to and use by residents of the United States. Mortgage loan products provided by Badger Mountain Mortgage, Inc. (Hereinafter referred to as Badger) are available only to such persons. Other persons should not rely or act upon any such information on this Site. We reserve the right to require proof of residence from any user accessing this Site and requesting information.

THIS SITE IS NOT INTENDED FOR DISTRIBUTION TO, OR USE BY, ANY PERSON OR ENTITY IN ANY JURISDICTION OR COUNTRY WHERE SUCH DISTRIBUTION OR USE WOULD BE CONTRARY TO LOCAL LAW OR REGULATION. BY OFFERING THIS SITE AND INFORMATION, OR ANY PRODUCTS OR SERVICES VIA THIS SITE, NO DISTRIBUTION OR SOLICITATION IS MADE BY BADGER TO ANY PERSON TO USE THIS SITE, OR SUCH INFORMATION, PRODUCTS OR SERVICES IN JURISDICTIONS WHERE THE PROVISION OF THIS SITE AND SUCH INFORMATION, PRODUCTS AND SERVICES IS PROHIBITED BY LAW.

USE OF INFORMATION AND MATERIALS

The information and materials contained in these pages, and the terms, conditions, and descriptions that appear, are subject to change. Unauthorized use of Badger’s web site and systems including but not limited to unauthorized entry into Badger’s Customer Management, Loan Origination System and related systems, misuse of passwords, or misuse of any information posted on a site is strictly prohibited. Not all products and services are available in all geographic areas. Not all persons will qualify for certain loan products. Your eligibility for particular products and services is subject to final determination by Doorway.

NO WARRANTY

THE INFORMATION AND MATERIALS CONTAINED IN THIS SITE, INCLUDING TEXT, GRAPHICS, LINKS OR OTHER ITEMS ARE PROVIDED “AS IS”, “AS AVAILABLE”. BADGER DOES NOT WARRANT THE ACCURACY, ADEQUACY OR COMPLETENESS OF THIS INFORMATION AND MATERIALS AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THIS INFORMATION AND MATERIALS. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESSED OR STATUTORY INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, MERCHANT ABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS, IS GIVEN IN CONJUNCTION WITH THE INFORMATION AND MATERIALS.

LIMITATION OF LIABILITY

IN NO EVENT WILL BADGER OR THEIR RESPECTIVE AGENTS, OR ANY OF THEIR RESPECTIVE EMPLOYEES, DIRECTORS AND OFFICERS, HAVE ANY RESPONSIBILITY OF ANY KIND OR BE LIABLE TO YOU, YOUR COMPANY, OR TO ANY THIRD PARTY FOR ANY DAMAGES, COSTS OR EXPENSES, INCLUDING WITHOUT LIMITATION DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, LOSSES OR EXPENSES ARISING IN CONNECTION WITH: (A) THIS SITE OR ANY LINKED SITE OR USE THEREOF OR INABILITY TO USE BY ANY PARTY; (B) ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE; (C) ANY CONTENT PROVIDED THROUGH THIS SITE OR ANY RELIANCE THEREON; (D) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (E) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SITE; (F) ANY PRODUCTS, SERVICES OR OPPORTUNITIES PROVIDED THROUGH THIS SITE OR (G) ANY OTHER MATTER RELATING TO THE SITE EVEN IF DOORWAY, OR REPRESENTATIVES THEREOF, ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES.

SUBMISSIONS

Any information submitted to Badger via this Site shall be deemed and remain the property of Badger, and Badger shall be free to use, for any purpose, any idea, concepts, know-how or techniques contained in the information you may provide to Badger through this Site. We will be entitled to use, make, reproduce, disclose, distribute, perform publicly, display publicly, create derivative works of, and reduce to practice any information submitted to us, for any purposes whatsoever, without restriction and without compensating you in any way. Badger shall not be subject to any obligations of confidentiality regarding the information, except as agreed by the Badger entity having the direct customer relationship or as otherwise specifically agreed or required by law.

ADDITIONAL TERMS

Certain sections or pages on this site may contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those sections or pages.

TERMS AND CONDITIONS MAY CHANGE

Badger is continually adding features and functionality to this Site. Because of these changes, changes in the law, or changes in technology, we may need to revise these Terms and Conditions from time to time. Accordingly, we reserve the right to update or modify these Terms and Conditions, at any time and without prior notice, by posting the revised version of these Terms and Conditions on this Site. These changes will be effective as of the date we post the revised version on this Site. Your use of this Site following any such change constitutes your agreement to be bound by the revised Terms and Conditions. You may access the current version of these Terms and Conditions at any time by clicking on the link marked “Terms and Conditions” at the bottom of each page of this Site

GOVERNING LAW

Use of this site shall be governed by all applicable Federal laws and the laws of the State of Nevada.